CIB>>Personal>>Accounts>>Smart Saving Account

Smart Saving Account

​The "Smart Saving" account, the FIRST EGP flexible Saving account that will help you SAVE.

Hold on to your dreams.. CIB Smart Saving is the account everyone has been waiting for



Now you will get to save for all your future plans with CIB "Smart Saving" while enjoying:

  • High interest rate
  • Dealing online for all required transactions
  • ​Free Account Opening

How to Save?

With "Smart Saving" account, you don't have to deposit large amounts in order to save. All you need to do is:

  • Open "Smart Saving" account
  • Choose the suitable tenor out of 3,5,7 or 10 years 
  • Deposit monthly minimum payment according to your choice (EGP 100 and multiples of 100)
  • Choose monthly payment date

Longer tenor means more benefits

Features and Benefits:

  • ​Monthly minimum payment is EGP 100 and multiples of 100 (i.e. 500, 600, 700) with no maximum for the customer to save
  • Interest is calculated on a daily basis and capitalized monthly
  • Interest is calculated on accumulated balance (interest + principle)
  • No Minimum Balance is required to maintain in the account linked to Smart Saving account (only the agreed payment)
  • "Smart Saving" account offered to individuals only
  • Free standing instructions transfer to Smart Saving account
  • Easy to monitor account through the internet banking
  • All the transactions are done through alternative channels without visiting the branch
  • Lock-in period first six months with no withdrawal

To calculate your savings click here

For more information, please call 19666 or visit your nearest CIB branch
Terms and Conditions Apply

For terms and conditions, click here

*In case of redemption request by the customer before maturity, penalty will be applied on the Return based on the penalty schedule