CIB>>Personal>>Cards>>CIB 'Heya' Credit Card

CIB 'Heya' Credit Card

 With 'Heya' choose what suits your character and enjoy limitless shopping...!

To apply for 'Heya' credit card, Click Here  

 Enjoy the best exclusive discounts when shopping at the following participating merchants.

damas smaller.PNG                up to 40% Discount

Joly Optics.jpeg                        25% Discount

D Diamonds.jpg                10% Discount 

whity white smaller.PNG       20% Discount 

Inshape white background.JPG                   10% Discount

 Wham Logo.png                  15% Discount

Mandara logo (Brown).jpg             Up to 25% Discount

To view the full list of discounts & offers, please click here.​


Also, you can enjoy easy payment plans with 0% interest when shopping at the following participating merchants.


    Hers Smaller.PNG           0%  interest over 12 Months


INGLOT-logo_cmyk.jpg        0%  interest over 4 Months


To view the full list of merchants participating in 0%  installments, please click here.​


You are empowered to choose from the three new designs of 'Heya' credit card from CIB and enjoy  an exciting shopping experience and exclusive offers.

CIB 'Heya' Credit Card Benefits and Features:

  • Exclusive discounts up to 40% across a wide range of selected women related merchants
  • Automatic enrollment in 'Heya' life insurance to a value of EGP 25,000
  • Up to EGP 500,000 insurance cover on the card outstanding balance
  • Unlimited complimentary access to airport lounges at select airports across the Middle East, regardless your ticket category, just show your CIB 'Heya' credit card
  • Complimentary Buy 1 Get 1 offers through MasterCard mobile application that you can download from the Apple Store or Google Play in order to find out the latest offers and benefits.
  • Up to 4 Free Supplementary cards for your beloved family members
  • Installment Payment Plan up to 36 months with lower interest rates
  • Travel Desk Service through the CIB Call Center 19666
  • Free monthly payment reminder SMS service


Spend and Get CIB BONUS Points, with a value higher than the card's annual membership fees:

  • ​More than 20,000 gift BONUS points to be redeemed for gift vouchers, cash-back or travel from a comprehensive online travel portal
  • 2 BONUS points for every EGP 1 spent on purchases using CIB 'Heya' credit card​
  • ​20,000 Signup BONUS Points are awarded after the first purchase transaction within two months of the card issuance date.
  • Additional 20,000 spend BONUS points are earned when your total purchases reach EGP 20,000 within three months from card issuance date.

To view the full list of participating merchants in BONUS Program, please visit​​​


Terms and conditions apply